No Wave of Foreclosures?
Jeff Spedding
January 7, 2022
There Won’t Be a Wave of Foreclosures in the Housing Market When mortgage forbearance plans were first announced and the pandemic surged through the
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Economic Impacts of a Home Sale
Jeff Spedding
August 9, 2021
The Community and Economic Impacts of a Home Sale If you’re thinking of buying or selling a house, chances are you’re focusing on the many
Residential Home Values are Rising
Jeff Spedding
June 17, 2021
Big Win for Homeowners The real estate market is soaring today. Residential home values are rising, and that’s a big win for homeowners. In 2020,
Americans Believe Real Estate is a Better Investment Than Stocks
Jeff Spedding
May 18, 2021
Last month, in a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York noted that Americans believe buying a home is definitely or probably a
Housing Market Maintains Its Momentum?
Jeff Spedding
April 27, 2021
Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the month before. This is the second
Don’t Be Fooled by Remarkable Real Estate Headlines
Jeff Spedding
April 22, 2021
Don’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April, May, and June). The data will
Households Won’t Lose Their Homes to Foreclosure
Jeff Spedding
April 12, 2021
There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection
Buyer Competition Is Good News for Sellers [INFOGRAPHIC]
Jeff Spedding
April 2, 2021
Some Highlights With so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in bidding wars, and
What Credit Score Do You Need for a Mortgage?
Jeff Spedding
March 23, 2021
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently,
What Is the Strongest Tailwind to Today’s Recovering Economy?
Jeff Spedding
March 18, 2021
Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market
What Is the #1 Financial Benefit of Homeownership?
Jeff Spedding
March 16, 2021
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on
Millennials: Is It Time to Buy a Bigger Home?
Jeff Spedding
February 16, 2021
In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years