The Power of Mortgage Pre-Approval

Please get Pre-Approved for a Mortgage Loan before you start to look for a home.

 

Why? Great Question. Here is why:

  1. You need to know exactly how much a money a mortgage lender will loan you.
  2. You don’t want to shop in a price range you aren’t approved for and be disappointed you can’t get the home you want.
  3. In today market your offer will not even be look at by the seller which is a waste of your time.
  4. Pre-Qualified is not sufficient, you need a Pre-Approval letter stating your ability to purchase the home you want.

Some Highlights 

  • Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow.
  • Being pre-approved for a loan can give you clarity while planning your home buying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war.
  • In today’s market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home.

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