Home Prices Will Continue to Appreciate
Jeff Spedding
May 11, 2021
It’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a crash
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The Power of Mortgage Pre-Approval
Jeff Spedding
May 7, 2021
Please get Pre-Approved for a Mortgage Loan before you start to look for a home. Why? Great Question. Here is why: You need to
Are Interest Rates Expected to Rise Over the Next Year?
Jeff Spedding
May 5, 2021
So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance
You Can Still Secure a Low Mortgage Rate
Jeff Spedding
April 21, 2021
Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home This year, mortgage rates have started to slowly climb above
What Does Latest Jobs Report Mean for You
Jeff Spedding
April 7, 2021
Last Friday, the Bureau of Labor Statistics released a very encouraging jobs report. The economy gained 916,000 jobs in March – well above expert projections of 650,000 to
Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year
Jeff Spedding
April 5, 2021
If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One
There’s No Reason To Panic Over Today’s Lending Standards
Jeff Spedding
April 2, 2021
Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash.
How a Change in Mortgage Rate Impacts Your Home Buying Budget
Jeff Spedding
March 30, 2021
Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate,
What It Means To Be in a Sellers’ Market
Jeff Spedding
March 29, 2021
If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a
Buyer & Seller Perks in Today’s Housing Market
Jeff Spedding
March 25, 2021
Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to
Should We Fear the Surge in Cash-Out Refinances?
Jeff Spedding
March 23, 2021
Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020
What Credit Score Do You Need for a Mortgage?
Jeff Spedding
March 23, 2021
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently,