Two Ways Homebuyers Can Win
Muhammed Akram
January 13, 2022
Two Ways Homebuyers Can Win in Today’s Market If your goal is to purchase a home this year, you might be looking for any
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No Wave of Foreclosures?
Jeff Spedding
January 7, 2022
There Won’t Be a Wave of Foreclosures in the Housing Market When mortgage forbearance plans were first announced and the pandemic surged through the
Homeowners Net Worth and Renters
Jeff Spedding
August 30, 2021
The Difference in Net Worth Between Homeowners and Renters Is Widening Becoming financially secure is an important goal for many people today. Some don’t realize
Young First-Time Homebuyers
Jeff Spedding
July 7, 2021
For many young first-time homebuyers, purchasing a home can feel intimidating. A recent survey shows some homebuyers ages 25 to 40 may be unsure about the
Residential Home Values are Rising
Jeff Spedding
June 17, 2021
Big Win for Homeowners The real estate market is soaring today. Residential home values are rising, and that’s a big win for homeowners. In 2020,
Why Today Is Not Like 2008 Again
Jeff Spedding
June 10, 2021
Why Today Is Not Like 2008 Again The financial crisis that accompanied the current pandemic caused hardship to certain industries and hurt many small businesses.
The Power of Mortgage Pre-Approval
Jeff Spedding
May 7, 2021
Please get Pre-Approved for a Mortgage Loan before you start to look for a home. Why? Great Question. Here is why: You need to
Should We Fear the Surge in Cash-Out Refinances?
Jeff Spedding
March 23, 2021
Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020
What Credit Score Do You Need for a Mortgage?
Jeff Spedding
March 23, 2021
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently,
How to Make a Winning Offer on a Home
Jeff Spedding
March 15, 2021
Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes.
3 Ways Home Equity Can Have a Major Impact on Your Life
Jeff Spedding
February 17, 2021
There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount
Millennials: Is It Time to Buy a Bigger Home?
Jeff Spedding
February 16, 2021
In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years